The 2020 Financial Year certainly threw up some challenges. To think the biggest global issues investors were contemplating only 12 months ago included the UK’s dealing of Brexit and the transition of the Prime Ministership from Theresa May to Boris Johnson! Six months ago, the world was enthralled and slightly wary as the USA and North Korea continued to negotiate as North Korea tested its missile capabilities. Petty disagreements and general political unrest seemed to dominate the headlines. Uncertainty seemed to abound, but as we were about to discover, we hadn’t seen nothin’ yet.